Better Income Through Co-investing
Bondsmart brings benefits to the financial institutions and their retail clients. Improve your propositions and increase financial inclusion.
Opening investments to more retail customers
Innovating financial institutions
Retail investor benefits
Implementation
Access to bonds which, due to high-minimums and lack of market access points, have previously been the preserve of institutional investors and super wealthy.
Names they know
Clients pick bonds from a menu of companies and household brands they are familiar with.
Easy to Invest
Low initial minimum investment. Simple, intuitive portal to invest in individual bonds or build a portfolio. Sell bonds before their maturity if desired, via a secondary market.
Implementation
Far less volatile than equities or "alternative" asset classes.
Consistent returns
The investor's fractional bond investment pays a known income stream at regular intervals which can be withdrawn or re-invested.
Beats cash
Much higher income return than cash deposits.
Benefits for the financial institution
Financial inclusion
Open your mass affluent clients to a better investment option available in bitesize lots.
Offer better yields
Unhappy with offering retail customers tiny yields on their deposits? Unable to offer your customers access to "institutional" debt. Bondsmart can help you.
New retail product
Release a new highly-differentiated retail product taking advantage of trends in capital markets and digital retail services.
Ready made technology
Reach more customers with an end-to-end technology. Reduce the expense of implementation and automated workflows to reduce operational costs.
Offer better yields
Simple purchase process for your customers from a menu of clearly presented income products. Friendly interface and re-engineered processes to simplify everything.